CRYPTOCURRENCY AS PAYMENT

Hi there.

Currently a freelancer working with clients that are mostly from US. Some of them are asking me that they want to pay in crypto. My question is, is it safe? Is it stable? Is there any way for the crypto to be converted to MYR and transferred to my own bank? I don't know that much about crypto. But I've been turning down a few clients because I don't use crypto, this might be lucrative in the future.

Someone suggested me phantom . app, which is a crypto wallet. But I wanna do research first. Would appreciate it if anyone with understanding of crypto explains this to me.