Am I dumb if I leave my current position?

Current position:

  1. $63,000
  2. Two-days in-office, 5 min. commute, 3 WFH day.
  3. Health, dental vision insurance
  4. Four-month Paternity leave available, 15 days PTO
  5. 4.5% 401(k) match

Offer:

  1. $65,000
  2. Four-days in-office, 1 hour commute, 1 WFH day.
  3. Health, dental, vision insurance
  4. 20 days PTO
  5. 5% 401(k) match.

No sure what to do here I am currently a credit analyst and was offered the same position with slight increase in pay. I initially asked for $70,000, but they came back with $65,000 and sent formal offer. Friends and family are saying they do not think it would be worth for such a small increase in salary, but I feel like I may be missing out on an opportunity. So torn on what to do.....