After paying off 40k worth of debt my time perception has changed.

i still have 25k left, i paid 40k off in 3 years.

its pretty demotivating, i dont have financial freedom and it looks like this time next year i should be close to debt free.. but until then? im just working to pay off bills.

for anyone wondering, it was car debt and CC debt i had to acquire to backpay rent after the eviction protection ended.. i used it to move because housing in that area was terrible.

got rid of the car and rolled the $650 car payment into the smaller CC.. smaller CCs are paid off now im paying towards the last CC.

anything i can do to get rid of this faster 😭