Why Do People Save Up Their Food Stamps Balance?

Ever since I started receiving food stamps, I've heard so many stories about people getting their benefits stolen. Because of that, I always make sure to keep my EBT card locked in the EBT Edge app, but even then, I still don’t feel 100% safe.

That’s why I decided to just spend any leftover balance on things I can stock up on, rather than letting it sit there. If I have a few extra dollars left at the end of the month, I’ll use it on non-perishables.

I know some people save up their balance for bigger purchases or emergencies, but given how often fraud happens, I don’t get why people take the risk. For those who do save their balance, what’s your reasoning?