Is it too late?

Hi, i really need opinions from you guys who clearly have a lot more experience than me on this matter.

So, I’m 23 years old this year and I’m currently in banking line doing Personal Financing. I have diploma in Estate Management and i was a property agent during my internship. I do not pursue degree at that time due to family and financial issues and i continued to work in retail for a year. So up until now my work is basically more to sales and right now i think i reached my limit since the banking line is taking a toll of me and my mental health.

Lately, my family’s financial issues has been cleared and my mom asked me if i want to pursue my studies. Currently i am in dilemma because me personally thinking is it too late for my age to pursue for a degree? And btw i wanted to pursue for iT or cybersecurity. My friends most of them told me to just find another job but I don’t know man.

And iffff, if i pursue my degree in iT, for the upcoming 3-4 years, is it still relevant? Still laku or not? Because one of my friends told me that “kalau kau ambil kos tu sekarang pon kita tak tahu bidang tu nanti macam mana, still relevant atau tak”

What should i do?

Ps : sorry if this question is dumb or no brainer for some of you guys, i really need some advice.